What is the process of applying for a first time buyers mortgage?
We will meet with you at a convenient time and place to you we are not restricted by Monday – Friday 9am – 5pm hours which most high street lenders are.
We provide you with clear information about all the stages of the house buying process from putting in a offer on a property, finding a solicitor, the costs and the timescales involved in buying your first home, what type of surveys are available and what may be the best option for your situation.
We will help you complete the mortgage application and deal with the paperwork required by the chosen lender, removing all the stress and time involved.
We will liaise with the estate agent/builder/solicitor on your behalf to keep them updated how the application is progressing.
Once we have got a mortgage offer for you we will fully explain why this is the best option for your circumstances.
More importantly we will always encourage you to ask questions as we are here to make your first home purchase an enjoyable experience as possible.
We will also advise you on the options available to you to protect your mortgage.
Once you have bought your first home we will keep in contact with you for you to seek any further advice that you may require.
You are our client and we are here to help you!