Buy to Let Mortgages in Manchester

If you are thinking about buying an investment property in your own name or a Limited Company for income, or to supplement your pension, accurate mortgage advice regarding buy to let mortgages is vitally important.

At Manchester Mortgages we have an in-depth knowledge of lenders criteria and requirements and we can therefore remove all the stress or confusion in finding the right Buy to Let mortgage product for you.

What you should know about Buy to Let Mortgages
Arranging a Buy to Let mortgage can be a potential minefield with every lender using a different way of calculating and assessing what they could lend you.

For example, lenders may offer what seems to be a low competitive rate only to charge a large arrangement fee which in most cases will be added to the mortgage. In some cases, however, the lender may stipulate that this fee has to be paid upfront on application.

Conversely, lenders may offer what appears to be a high interest rate yet has no (or only a small) arrangement fee.

We will help you complete the paperwork involved with the application and will keep you fully informed about how your application is progressing

Reasons you might want a Buy to Let Mortgage

Great investment property
Supplement your pension
Extra monthly income

Already have mortgage and want to purchase multiple properties
Another benefit

Why use Manchester Mortgages to secure your Buy to Let offer?
Manchester Mortgages have years of experience in arranging Buy to Let mortgages for our clients. We will fully assess your requirements and research the whole market to provide you with a detailed recommendation.

To discuss your personal Buy to Let mortgage requirements please contact us below for an informal free chat or complete our contact form and we’ll call you back.

Email us

Or Call us on 0161 706 0242

Testimonials of people we have helped get a Buy to Let Mortgage

‘We used Manchester Mortgages to arrange our first Buy to Let mortgage. They were really helpful and explained the in and outs of how lenders lend for Buy to Let purchases. We will contact them again to arrange our next Buy To Let purchase.’

Helen & David, Cheadle, First Time Landlord

‘My existing fixed rate on our Buy to Let mortgage was coming to an end and I contacted Manchester Mortgages who reviewed the market and recommended another lender at a better rate and dealt with all the paperwork to ensure my re-mortgage went through quickly and without any problems. Thank you Manchester Mortgages.’

Simon, Altrincham, Better Interest Rate

‘I needed to raise monies to refurbish my rented out property which needed a much needed facelift. I contacted Manchester Mortgages who were able to find me a lender who not only offered a better rate than my existing lender but also offered a free valuation and paid for the legal services to re-mortgage.’

George, Sale, Capital Raising

FAQ’s about Buy to Let Mortgages

How to determine how much money you can borrow

This is dependent upon the Value of the Property and the rent achievable. Most lender require you to have a Minimum income.

How much rent do I need to achieve

All lenders are different and use a stress test based on varying interest rates to calculate the rent required.

Portfolio landlords

If you own more than 4 mortgaged buy to let properties lender will class you as a portfolio landlord and use a different calculation for the rent required.

Give us a call on 0161 706 0242 or fill in the Contact Us Form and let us help you through the mortgage process – we guarantee you will not be disappointed.

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12 Next

Samina Qadir

10:53 25 Jun 21

Excellent service provided by Alan from Manchester Mortgages. We were looking for a broker and was recommended Alan. I can honestly say that Alan provided excellent service and was open and honest from the beginning.Alan kept us in the loop at every stage and helped us go through a smooth journey obtaining our mortgage. As home owners, looking to move, our stressful journey of applying for a mortgage could not have been any more relaxed.I would highly recommend Alan fromManchester Mortgages.

Michelle Brereton

16:53 05 May 21

I was a first time buyer and Andy at Manchester Mortgages helped me tremulously. He guided me through the whole process from start to finish, which eased my mind as I knew I was in very experienced hands.I also have future peace of mind as he will help me remortgage when the time comes.I did not originally intend on using a mortgage advisor but a friend recommended Andy; mainly to ease my stress levels, but also to help find the best mortgage deal that suited me. He understood what was important and found a better deal than I could find online. This alone would have made him good value for money. But Andy always went the extra mile. He was one step ahead of the mortgage provider's requests which speeded up the process. He advised on all aspects of buying a house. No question was ever absurd and he always responded quickly and professionally. He's easy to talk to and was very patient with my questions. I cannot recommend Andy's services enough!