Buy To Let2023-09-01T10:11:14+00:00

Buy to Let Mortgages in Manchester

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If you are thinking about buying an investment property in your own name or a Limited Company for income, or to supplement your pension, accurate mortgage advice regarding buy to let mortgages is vitally important.

At Manchester Mortgages we have an in-depth knowledge of lenders criteria and requirements and we can therefore remove all the stress or confusion in finding the right Buy to Let mortgage product for you.

Buy to Let Mortgages – What you Need to Know

Arranging a Buy to Let mortgage can be a potential minefield with every lender using a different way of calculating and assessing what they could lend you.

For example, lenders may offer what seems to be a low competitive rate only to charge a large arrangement fee which in most cases will be added to the mortgage. In some cases, however, the lender may stipulate that this fee has to be paid upfront on application.

Conversely, lenders may offer what appears to be a high interest rate yet has no (or only a small) arrangement fee.

We will help you complete the paperwork involved with the application and will keep you fully informed about how your application is progressing

Reasons you might want a Buy to Let Mortgage

  • To buy an investment property

  • Supplement your pension

  • Extra monthly income

  • Already have mortgage and want to purchase multiple properties

  • Another benefit

Why use Manchester Mortgages to secure your Buy to Let mortgage ?

Manchester Mortgages have years of experience in arranging Buy to Let mortgages for our clients. We will fully assess your requirements and research the whole market to provide you with a detailed recommendation.

To discuss your personal Buy to Let mortgage requirements please contact us below for an informal free chat or complete our contact form and we’ll call you back.

Testimonials of people we have helped get a Buy to Let Mortgage

‘We used Manchester Mortgages to arrange our first Buy to Let mortgage. They were really helpful and explained the in and outs of how lenders lend for Buy to Let purchases. We will contact them again to arrange our next Buy To Let purchase.’

Helen & David, Cheadle, First Time Landlord

‘My existing fixed rate on our Buy to Let mortgage was coming to an end and I contacted Manchester Mortgages who reviewed the market and recommended another lender at a better rate and dealt with all the paperwork to ensure my re-mortgage went through quickly and without any problems. Thank you Manchester Mortgages.’

Simon, Altrincham, Better Interest Rate

‘I needed to raise monies to refurbish my rented out property which needed a much needed facelift. I contacted Manchester Mortgages who were able to find me a lender who not only offered a better rate than my existing lender but also offered a free valuation and paid for the legal services to re-mortgage.’

George, Sale, Capital Raising

FAQ’s about Buy to Let Mortgages

This is dependent upon the Value of the Property and the rent achievable. Most lender require you to have a Minimum income.

All lenders are different and use a stress test based on varying interest rates to calculate the rent required.

If you own more than 4 mortgaged buy to let properties lender will class you as a portfolio landlord and use a different calculation for the rent required.

Give us a call on 0161 706 0242 or fill in the Contact Us Form and let us help you through the mortgage process – we guarantee you will not be disappointed.

More information on Buy to Let from Manchester Mortgages

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