Buy to Let Mortgages in Manchester

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If you are thinking about buying an investment property in your own name or a Limited Company for income, or to supplement your pension, accurate mortgage advice regarding buy to let mortgages is vitally important.

At Manchester Mortgages we have an in-depth knowledge of lenders criteria and requirements and we can therefore remove all the stress or confusion in finding the right Buy to Let mortgage product for you.

Buy to Let Mortgages – What you Need to Know

Arranging a Buy to Let mortgage can be a potential minefield with every lender using a different way of calculating and assessing what they could lend you.

For example, lenders may offer what seems to be a low competitive rate only to charge a large arrangement fee which in most cases will be added to the mortgage. In some cases, however, the lender may stipulate that this fee has to be paid upfront on application.

Conversely, lenders may offer what appears to be a high interest rate yet has no (or only a small) arrangement fee.

We will help you complete the paperwork involved with the application and will keep you fully informed about how your application is progressing

Reasons you might want a Buy to Let Mortgage

To buy an investment property
Supplement your pension
Extra monthly income

Already have mortgage and want to purchase multiple properties
Another benefit

Why use Manchester Mortgages to secure your Buy to Let mortgage ?

Manchester Mortgages have years of experience in arranging Buy to Let mortgages for our clients. We will fully assess your requirements and research the whole market to provide you with a detailed recommendation.

To discuss your personal Buy to Let mortgage requirements please contact us below for an informal free chat or complete our contact form and we’ll call you back.

Testimonials of people we have helped get a Buy to Let Mortgage

‘We used Manchester Mortgages to arrange our first Buy to Let mortgage. They were really helpful and explained the in and outs of how lenders lend for Buy to Let purchases. We will contact them again to arrange our next Buy To Let purchase.’

Helen & David, Cheadle, First Time Landlord

‘My existing fixed rate on our Buy to Let mortgage was coming to an end and I contacted Manchester Mortgages who reviewed the market and recommended another lender at a better rate and dealt with all the paperwork to ensure my re-mortgage went through quickly and without any problems. Thank you Manchester Mortgages.’

Simon, Altrincham, Better Interest Rate

‘I needed to raise monies to refurbish my rented out property which needed a much needed facelift. I contacted Manchester Mortgages who were able to find me a lender who not only offered a better rate than my existing lender but also offered a free valuation and paid for the legal services to re-mortgage.’

George, Sale, Capital Raising

FAQ’s about Buy to Let Mortgages

Buy to Let - How much money you can borrow ?

This is dependent upon the Value of the Property and the rent achievable. Most lender require you to have a Minimum income.

Buy to Let - How much rent do I need to achieve ?

All lenders are different and use a stress test based on varying interest rates to calculate the rent required.

Buy to Let - Portfolio landlords

If you own more than 4 mortgaged buy to let properties lender will class you as a portfolio landlord and use a different calculation for the rent required.

Give us a call on 0161 706 0242 or fill in the Contact Us Form and let us help you through the mortgage process – we guarantee you will not be disappointed.

More information on Buy to Let from Manchester Mortgages

Buy to Let ‘Portfolio Landlord’

Buy to Let ‘Portfolio Landlord’

You may have heard the term ‘ Portfolio Landlord ‘ [...]

Buy to Let for a Limited Company

Buy to Let for a Limited Company

If you are looking to purchase a property to let [...]

Purchasing a Buy to Let in Personal or Joint Name

Purchasing a Buy to Let in Personal or Joint Name

When You are looking to purchase a Buy to Let [...]

12 Next

Matt Heywood

16:26 12 May 25

Andrew was very helpful with our first house purchase. He ran through all the legal steps and made things understandable for us, as well as coming for multiple face to face meetings where required, would highly recommend his services!

Natalie Wilding

10:45 25 Apr 25

Definitely would recommend Andy from Manchester Mortgages! Me and my partner were first-time buyers and had no clue where to start, but Andy made the whole process so much easier. From the very first information gathering call, he was always there to answer any questions we had (and there were a lot!) and explained everything in a really clear, down-to-earth way and kept us updated of our options at every step.Andy was super helpful, super patient, and just made the whole thing way less stressful. Would definitely recommend, especially for first time buyers. Thanks again Andy!