First Time Buyers

first time buyer manchesterMortgages for First Time Buyers in Manchester

Buying your first property can be stressful and getting the correct mortgage advice can be confusing and time consuming. At Manchester Mortgages we remove the confusion and save you time and money by getting the right first time buyer mortgage for you.

With over 70 years experience in providing mortgages for first time buyers, Manchester Mortgages have hundreds of mortgage products at our disposal that we can tailor to your specific needs and requirements.

As we are not tied to any lender we are able to get a full understanding of your situation and match the most suitable lender to your personal situation.

We will be able to provide you with an agreement in principle which will provide you with the security of knowing you are in a position to proceed once you have found the right property for you.

Photograph of first time house buyers
“Manchester Mortgages were recommended to us by several colleagues. They have provided an incredibly thorough and friendly service. They met with us came to us at our convenience and were always happy to explain and help us navigate processes. As first time buyers, this was really important to us. Though we were fully involved from start to finish, we did none of the leg work, which made the whole process stress free.  Most importantly, they found the most competitive offer for us and we felt confident on what our future options would be to continue to have the most competitive rates. Highly recommend using Manchester Mortgages.”
Natasha & Jack, Prestwich.

We will meet with you at a convenient time and place to you we are not restricted by Monday – Friday 9am -5pm hours which most high street lenders are.

We provide you with clear information about all the stages of the house buying process from putting in a offer on a property, finding a solicitor,  the costs and the timescales involved in buying your first home, what type of surveys are available and what may be the best option for your situation.

We will help you complete the mortgage application and deal with the paperwork required by the chosen lender, removing all the stress and time involved.

We will liaise with the estate agent/builder/solicitor on your behalf to keep them updated how the application is progressing.

Once we have got a mortgage offer for you we will fully explain why this is the best option for your circumstances.

More importantly we will always encourage you to ask questions as we are here to make your first home purchase an enjoyable experience as possible.

We will also advise you on the options available to you to protect your mortgage.

Once you have bought your first home we will keep in contact with you for you to seek any further advice that you may require.

You are our client and we are here to help you!

First Time Buyer? – Get our Free eBook – We know getting a mortgage can be a stressful and complicated business, so we’ve produced this handy 8 page guide to help you understand the mortgage borrowing process. Written in a simple and clear manner, we explain:

  • Free eBook from Manchester MortgagesHow to determine how much money you can borrow
  • What criteria lenders use to assess your application
  • Notes for self-employed, company directors, or people with poor credit histories

> To download our free guide, just click the icon to the right.

To discuss your personal mortgage requirements please ring 0161 706 0242 for an informal free chat or complete and send the Contact Us form.

More information for First Time Buyers in Manchester…

Self employed first time buyer
Getting a mortgage for a First Time Buyer in Bury
How the size of your deposit makes a huge difference
A case study of a first time buyer buying a repossessed house

For more great advice see Manchester Mortgage’s Help and Advice page.


Manchester Mortgages is a trading name of Mortgages 4U (North West ) Limited which is authorised and regulated by the Financial Conduct Authority (FCA register number 301076). Registered in England & Wales No. 4729252. Registered office: Suite 8 Moorfirled House, 2a Moorside Road, Swinton, Manchester M27 0EW
Your home or property may be repossessed if you do not keep up repayments on your mortgage.