How the process works
At Manchester Mortgages we are able to discuss the options available to you with your existing lender and all the other lenders on the market.
We can advise you what costs are involved in buying and selling houses – i.e. stamp duty, solicitors’ costs ( buying & selling ) estate agent fees, valuation / survey fees etc – they all mount up !
How Manchester Mortgages can help you with mortgages for moving house
- We are able to help you establish how much you can borrow and, more importantly, what the monthly cost will be.
- We are able to obtain an Agreement/Decision in Principle so when you find the right property you are in a position to proceed.
- We will help you complete the mortgage application and will process all the paperwork required.
- We will liaise with the estate agents, solicitors and builders on your behalf to update them on the progress of the application.
Selling your existing property and finding a new property to buy is a very stressful time even if everything runs smoothly. Often problems can occur where there are a lot of buyers and sellers involved (known as ‘a chain’) especially if somebody in the chain pulls out of their purchase or sale.If this happens we at Manchester Mortgages can draw on our years of experience to advise you what steps to take.
If the worst happens and the chain that you are in breaks we can liaise with solicitors, estate agents, valuers and lenders on your behalf if you wish to ensure that everything possible is done to secure the sale of your property and the purchase of your next home.
We speak to you in your language – not jargon !