MANCHESTER MORTGAGES received a phone call from a First Time buyer looking to buy a New Build apartment in Salford.

They worked for the NHS in the Physiotherapy Department at Manchester Royal and had found an apartment and had put a deposit on it to reserve it.

The apartment block was almost finished so it was a matter of finding out about the client and what they were looking for and what their monthly budget was for mortgage payments  – this was done at a face to face meeting but video calls / zoom / teams meetings can be arranged.

Once the adviser had obtained the clients information ( age, income, outgoings ) they were able to research the whole of the mortgage market and provide  various options on how to take the mortgage ( fixed, discount, Bank of England  tracker ) and to ensure the mortgage payments were within the stated monthly budget.

Next MANCHESTER MORTGAGES completed and submitted the mortgage application along with all the documentation needed to the lender which led to the apartment being valued and then the mortgage offer being produced.

Once the legal side had been completed our client became the proud owner of their first property safe in the knowledge that when their mortgage deal expires MANCHESTER MORTGAGES will review their circumstances and options to obtain another great deal on their mortgage.

No matter what your mortgage requirements  – if you work for the NHS give MANCHESTER MORTGAGES  a ring on 0161 706 0242 or complete our contact form and let take care of your mortgage needs.