RE-MORTGAGE WITH POOR CREDIT HISTORY TO BUY OUT FATHER & ADD HUSBAND TO MORTGAGE ALONG WITH £25,000 DEBT CONSOLIDATION SAVES £565 PER MONTH In this post we take a look at successfully getting a remortgage despite having a poor credit history. Our client Mrs W…
Category: Mortgages
Buy to Let Debt Consolidation Re-Mortgage saves Clients £540 per Month !
CLIENT’S SITUATION Manchester Mortgages received a phone from a potential client asking us to review their Buy to Let mortgage and existing credit commitments. The client was in their mid 40’s, living with their partner along with their 12 year old daughter in Didsbury. Client…
Re-Mortgage saves Manchester client £900 per month
Manchester Mortgages received a phone from a potential client asking us to review their mortgage and existing credit commitments. The client was in their early 50’s, single with no children, employed with a salary of £38,500 per year. Client had a small shareholding in their…
What to expect when you contact Manchester Mortgages
People contact Manchester Mortgages either by phone or by completing and sending a contact request form from our Web page. Contact by Phone – The first phone call When you ring Manchester Mortgages the phone is answered by an experienced mortgage adviser. The conversation will…
CASE STUDY – Remortgage Raises £11,000 & Saves Clients £360 A Month
CLIENTS SITUATION Manchester Mortgages received a phone from potential clients in Wythenshawe asking us to review their mortgage and existing credit commitments. The clients were in their mid 40’s with grown up children, one client was self employed with the other being employed – they…
What are the benefits of remortgaging ?
It is estimated that 32% of all mortgages still remain on their lenders standard variable rate… Ok, so what does that mean??? – It means that 32% of all mortgage borrowers maybe paying too much interest on their loan and could be saving £100’s or…
Obtaining a Mortgage with High Street Rates where other brokers failed
Manchester Mortgages received an enquiry from new clients in Didsbury wanting to buy a new property. The Problem They had previously had credit problems some 4 Years ago due to a down turn in one of the clients business which meant that they had defaults…
How the size of your deposit makes a difference to the monthly cost of your mortgage
In this article we take a close look at how the monthly cost of your mortgage varies dramatically with the size of the deposit you can put down when you buy a house. Lenders lend in Loan To Values ( What is Loan To Value?…
The importance of your credit history and your credit file
How important is your credit history and what’s the significance of your credit file ?? In this revealing case study, Manchester Mortgages look at a real-life case that highlights just how important these two items are when applying for a mortgage. CLIENTS SITUATION Our clients…
Self employed first time buyer with a declining profit
A CASE STUDY CLIENTS SITUATION Manchester Mortgages received this enquiry through our contact page on our web site. Our client was a First Time Buyer who had been self employed for the last 3 years in TV production and was in their mid 30’s had…