As we come to the end of January 2024 lenders (Banks & Building Societies) continue to reduce interest rates for First Time Buyers and Homemovers.

Rates are now available below 5% for First Time Buyers and Home Movers who have a 10% deposit for 2,3 & 5 Year fixed.

However, if you only have a 5% deposit mortgages are still available.

Of course every situation is different so ensuring you get the correct advice is vitally important as making the wrong decision could costs you £1,000’s of pounds in unnecessary interest.

Here at Manchester Mortgages we have access to all lenders and by assessing our personal situation we can ensure you are matched to the best lender for your circumstances.

We will talk you through every stage of the housebuying process to ensure your full understanding of what is involved.

We are not tied to any estate agent, Builder or Solicitors so you can be sure you are getting a mortgage adviser that works with your best interest.

We offer a FREE no obligation initial consultation and all our advisers are industry experienced.

We cover the whole of Greater Manchester, Cheshire, Derbyshire, Lancashire and Yorkshire but are not restricted to those areas.

So if you are thinking about purchasing your first home or moving home contact us on 0161 706 0242 or email us at and we will be happy to assist.