CLIENT’S SITUATION Manchester Mortgages received a phone from a potential client asking us to review their Buy to Let mortgage and existing credit commitments. The client was in their mid 40’s, living with their partner along with their 12 year old daughter in Didsbury. Client…
Tag: broker
What to expect when you contact Manchester Mortgages
People contact Manchester Mortgages either by phone or by completing and sending a contact request form from our Web page. Contact by Phone – The first phone call When you ring Manchester Mortgages the phone is answered by an experienced mortgage adviser. The conversation will…
What are the benefits of remortgaging ?
It is estimated that 32% of all mortgages still remain on their lenders standard variable rate… Ok, so what does that mean??? – It means that 32% of all mortgage borrowers maybe paying too much interest on their loan and could be saving £100’s or…
How the size of your deposit makes a difference to the monthly cost of your mortgage
In this article we take a close look at how the monthly cost of your mortgage varies dramatically with the size of the deposit you can put down when you buy a house. Lenders lend in Loan To Values ( What is Loan To Value?…
Self employed first time buyer with a declining profit
A CASE STUDY CLIENTS SITUATION Manchester Mortgages received this enquiry through our contact page on our web site. Our client was a First Time Buyer who had been self employed for the last 3 years in TV production and was in their mid 30’s had…
Getting a mortgage for a First Time Buyer
Manchester Mortgages received a mortgage enquiry in April 2018 from a first time buyer living in Bury. They have been renting for the past 4 years and felt that it was a good time to be looking to get on the property ladder. They had…
You're wasting your time trying to get a mortgage directly with a lender
Here’s an example of how trying to get a mortgage with a High Street lender can be a disheartening and time wasting process… Manchester Mortgages were approached by a two First Time Buyers who were trying to get on the property ladder and had a…
We do in 3 days what another mortgage broker couldn't in 3 months...
Client’s Situation Manchester Mortgages received a phone call on a Monday morning from a lady who had put in an offer on a property in Northenden, Manchester, 3 months earlier and was still waiting for a mortgage offer from the lender chosen by another broker.…