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Being self employed means lenders treat you differently, and getting a self employed mortgage is a job for a specialist self employed mortgage broker like Manchester Mortgages.

There are various types of self employed mortgage that depend on whether you are a sole trader, in a partnership, a Limited Company Director, or a contractor ( CIS ).

Getting a Self Employed Mortgage

With over 70 years combined experience, Manchester Mortgages will find the right lender for your personal circumstances to make sure you get the right self employed mortgage. Each year we typically broker over 100 self employed mortgages for our clients.

Self employed mortgages are often unique products (rather than typical off the shelf products used for employed people) and lenders take a very different approach to how they lend to self employed people. Their lending criteria is often a lot more onerous and stringent. You need a good mortgage broker for navigating self employed mortgages and our services will get the job done and save you time, money, and hassle.

Manchester Mortgages has access to ALL self employed lenders, thus we make sure that we’ll get you the very best self employed mortgage for you circumstances.

Don’t go to a bank or building society for your mortgage because these institutions will only sell you their own products, even when there are much better alternatives available. Manchester Mortgages are in touch with ALL lenders and we will take time to fully understand your situation so we can match your requirements with the most appropriate lender to your particular circumstances.

We are able to meet with you at a time and place convenient to you at your home or your place of work.

We will get a full understanding of your self employed situation, what you are wanting to achieve and then research the whole of the market and make a full recommendation .

Once we have mutually decided and agreed the best way forward and you are ready to make a mortgage application we will advise you what paperwork is required and will ensure the process runs smoothly.

We will keep you fully informed how your mortgage is progressing until completion and encourage you to ask any questions you may have.

We will also provide you with advice on how to protect your mortgage and mortgage payments should the worst happen.

A few examples of how we have helped individuals and couples
secure a mortgage with self employed status.

As a self-employed person lenders require different documents when applying for a mortgage to those in an employed position.

Manchester Mortgages were contacted by one of our existing clients in Chorlton as they had sold their exiting property and were looking to buy a bigger property.