Remortgages2024-06-11T08:58:29+00:00

Remortgaging Your Home in Manchester

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Manchester Mortgages Remortgage

Looking to Remortgage ?

Manchester Mortgages are the GO TO remortgage specialists throughout Greater Manchester.

Whatever your remortgage needs please contact us for the very best advice.

What is Remortgaging?

Remortgage AgreementA Remortgage is when you change from your existing lender to a new lender (whereas a Product Transfer is when you change to a new product with an existing lender). Manchester Mortgages are specialists in finding and getting you approved for the exact remortgage you require.

Typical reasons people remortgage include home improvements,  to raise additional money for other purposes, a deposit for property purchase or if your existing lender is unable to continue providing your mortgage.

With a remortgage the new lender will usually offer a free standard valuation of your house / property and will nominate a solicitor to deal with the legal formalities at no cost to you (unless the names on the mortgage have to be amended).

Typical Reasons for a Remortgage Include

  • Home improvements

  • Debt Consolidation

  • Purchase a secondary property

  • Raise money for other projects

  • Help children with deposit for their first home

  • Save hundreds a month on your existing mortgage payments

  • Get a more competitive rate

When to Remortgage?

Once you have a mortgage and your initial interest rate ends you will revert to the lender’s standard variable rate which usually mean an increase in your monthly payment to your mortgage provider.

By reviewing your mortgage 2 to 3 months before the end of the rate period we can find a better rate for you.

With over 70 years combined experience in remortgaging throughout Greater Manchester, we’ll get the exact remortgage product that is right for you.  Call now on 0161 706 0242 or fill in the Contact Us Form – we guarantee you will not be disappointed.

Remortgage Case Studies

A few examples of how we have helped individuals and couples
save hundreds on their existing debts and mortgage payments.

switch interest only mortgage to repayments

Remortgage for Home Improvements

Want a new kitchen or extension? See how remortgaging for home improvements is possible.

remortgage in manchester for debt consolidation

Remortgaging to provide a deposit for children

See how we helped a family remortgage to provide a deposit to help their daughter.

remortgage in manchester for debt consolidation

40k Debt Consolidation with an Interest only mortgage

See how a remortgage can help you consolidate your debts to save on monthly outgoings.

FAQ’s about Remortgaging

Lenders will take into consideration your income(s) outgoings, age, number of children, size of mortgage required, credit history, and term of mortgage required

Lenders will look at the value of your property, the amount of mortgage required and the reason for any capital raising (if applicable). 

Testimonials of people we have helped with remortgaging

“Contacted Manchester Mortgages about remortgaging our property to release capital for Home Improvements.

Great Communication from start to finish. Always answered our calls and responded promptly to our emails.

Found us a better rate than we expected. No hesitation in recommending to Work colleagues, Family and Friends.”

Steve & Helen, Monton, Remortgage

“We needed to remortgage to carry out urgent repairs to our property.

Within 3 Hours of making our initial enquiry we had received a recommendation from Manchester Mortgages.

The whole process was made easy and simple and everything was fully explained and were able to help us find a solicitor.

We cant Thank You enough for helping us in our hour of need. Thanks Manchester Mortgages.”

Lorna & Peter, Didsbury, Remortgage

“We contacted Manchester Mortgages as we had to purchase a property for my elderly mother to move closer to us after the death of my Father.

From our first contact with Manchester Mortgages to purchasing the property nothing was to much trouble,

We were provided with advice and suggestions about our options that we would not of even considered ourselves.

Removed all the stress arranging the mortgage and kept us informed at all.

First class service and would have no hesitation in recommending Manchester Mortgages.”

Sue & Heather, Cheadle, Remortgage

More information about Remortgaging your house with Manchester Mortgages

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