During the coronavirus pandemic Manchester Mortgages have been busy arranging mortgages for a variety of customers and dealing with enquiries. Here is a example of some of the mortgage we have arranged during the current lockdown period. First Time Buyer buying a property of a…
Tag: mortgage
The Clapping Might Have Stopped...
Thursday night clapping for the NHS might of stopped but Manchester Mortgages are still here to support NHS staff with their mortgage enquiries. We have received numerous enquiries from NHS staff in the last 3 months and due to the pressure they are under with…
Buy to Let Remortgage under COVID19 Lenders Criteria
In this article we look at buying a house during the Covid-19 pandemic and discuss how the rules have changed. Our client Mr & Mrs C own a property in Stockport which they purchased for cash in September 2018 for £280,000 and they let the…
Remortgage with Poor Credit History
RE-MORTGAGE WITH POOR CREDIT HISTORY TO BUY OUT FATHER & ADD HUSBAND TO MORTGAGE ALONG WITH £25,000 DEBT CONSOLIDATION SAVES £565 PER MONTH In this post we take a look at successfully getting a remortgage despite having a poor credit history. Our client Mrs W…
Buy to Let Debt Consolidation Re-Mortgage saves Clients £540 per Month !
CLIENT’S SITUATION Manchester Mortgages received a phone from a potential client asking us to review their Buy to Let mortgage and existing credit commitments. The client was in their mid 40’s, living with their partner along with their 12 year old daughter in Didsbury. Client…
Re-Mortgage saves Manchester client £900 per month
Manchester Mortgages received a phone from a potential client asking us to review their mortgage and existing credit commitments. The client was in their early 50’s, single with no children, employed with a salary of £38,500 per year. Client had a small shareholding in their…
What to expect when you contact Manchester Mortgages
People contact Manchester Mortgages either by phone or by completing and sending a contact request form from our Web page. Contact by Phone – The first phone call When you ring Manchester Mortgages the phone is answered by an experienced mortgage adviser. The conversation will…
What are the benefits of remortgaging ?
It is estimated that 32% of all mortgages still remain on their lenders standard variable rate… Ok, so what does that mean??? – It means that 32% of all mortgage borrowers maybe paying too much interest on their loan and could be saving £100’s or…
Obtaining a Mortgage with High Street Rates where other brokers failed
Manchester Mortgages received an enquiry from new clients in Didsbury wanting to buy a new property. The Problem They had previously had credit problems some 4 Years ago due to a down turn in one of the clients business which meant that they had defaults…
How the size of your deposit makes a difference to the monthly cost of your mortgage
In this article we take a close look at how the monthly cost of your mortgage varies dramatically with the size of the deposit you can put down when you buy a house. Lenders lend in Loan To Values ( What is Loan To Value?…