It is expected when the Bank of England’s policy committee meet in May that they will agree to increase interest rates. Since the beginning of March a number of Lenders including Halifax, Nationwide Building Society, Santander and NatWest have increased their rates on 2 Year,…
Tag: manchester
Re-mortgage with debt consolidation saves client £ 1,150 per month
CLIENT’S SITUATION Manchester Mortgages received a phone from a potential client asking us to review their mortgage and existing credit commitments. The clients were in their mid 40’s with four children, clients were both employed with a joint income approaching £60,000 per year. Their property…
Buying a house in Worsley or Swinton
In this post we offer advice to a couple wanting to buy a house in the Worsley / Swinton area of Manchester and needing a mortgage offer… The Enquiry: “Could you please tell me about your services? My partner and I are wishing to buy…
You're wasting your time trying to get a mortgage directly with a lender
Here’s an example of how trying to get a mortgage with a High Street lender can be a disheartening and time wasting process… Manchester Mortgages were approached by a two First Time Buyers who were trying to get on the property ladder and had a…
How to move your mortgage and get a better interest rate
Manchester Mortgages were contacted by a new client in Didsbury who wanted to review their existing mortgage deal with the NatWest as they felt that they were paying too much but were also potentially wanting to move within the next 18-24 months to ensure that…
Arranging a mortgage with a satisfied Debt Management Plan
In this post we successfully find a mortgage for a new client who was being turned down by the traditional High Street lenders… Manchester Mortgages were approached by a new client referred to us by one of our existing clients in Wythenshawe who we had…
Buying a house in your 20's
Back in February 2017, Manchester Mortgages visited a young couple in their 20’s looking to buy their first property – they were presently living with one set of parents while saving up for the deposit. One client was employed currently earning £ 15,000 per year…
We do in 3 days what another mortgage broker couldn't in 3 months...
Client’s Situation Manchester Mortgages received a phone call on a Monday morning from a lady who had put in an offer on a property in Northenden, Manchester, 3 months earlier and was still waiting for a mortgage offer from the lender chosen by another broker.…
House price bidding wars - a familiar story?
Getting into a bidding war is something that can happen to the best of us when we’ve seen our dream home – but what happens if you’re having to pay over the asking price? CLIENTS’ SITUATION Our clients were married in their early 30s, with…
Getting a mortgage as a foster carer
Myself and my husband have been foster carers for 17 years and have always rented our home from the council. So we decided to find out if we were able to buy our council house. We were told that we could buy our home and…