People contact Manchester Mortgages either by phone or by completing and sending a contact request form from our Web page. Contact by Phone – The first phone call When you ring Manchester Mortgages the phone is answered by an experienced mortgage adviser. The conversation will…
Tag: advice
Obtaining a Mortgage with High Street Rates where other brokers failed
Manchester Mortgages received an enquiry from new clients in Didsbury wanting to buy a new property. The Problem They had previously had credit problems some 4 Years ago due to a down turn in one of the clients business which meant that they had defaults…
Self employed first time buyer with a declining profit
A CASE STUDY CLIENTS SITUATION Manchester Mortgages received this enquiry through our contact page on our web site. Our client was a First Time Buyer who had been self employed for the last 3 years in TV production and was in their mid 30’s had…
The Bank of England base rate rise... what does that mean to borrowers ??
For the first time in a more than a decade the Bank of England decided to increase the base rate by 0.25% up to 0.50% (read the Bank’s article here). This means that an estimated 40% of mortgage borrowers have seen their first rate rise.…
How to move your mortgage and get a better interest rate
Manchester Mortgages were contacted by a new client in Didsbury who wanted to review their existing mortgage deal with the NatWest as they felt that they were paying too much but were also potentially wanting to move within the next 18-24 months to ensure that…
Getting a mortgage if you have a recent default
Situation Our clients had been living and renting a property together for 2 ½ years paying £800 per month. They had accumulated a deposit of £20,000 through savings and a small inheritance. Both have been in long term employment (In excess of 10 years each)…